ME
NU

terms of use

privacy policy

disclaimer

welcome!

please find below links to the Terms of Use, Privacy policy and disclaimer.

terms of use

Website Terms of Use

The following Terms of Use are entered into by and between You and Samantha Daly (“Company”, “we”, or “us”).

The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of sldvirtualworld.com, including any content, functionality and services offered on or through sldvirtualworld.com (the “Site”), whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Site or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use including the agreements incorporated by reference herein, you may not access or use the Site.

Authorized Users

This Site is offered and available to users who are 18 years of age or older. By using this Site, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the eligibility requirements set forth above. If you do not meet all of these requirements, you may not access or use the Site.

Privacy and Disclaimer

Your use of the Site is also subject to the Company’s Privacy Policy (See Privacy Policy). Please review our Privacy Policy which also governs the Site and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

Your use of the Site is also subject to the Company’s Disclaimer (See Disclaimer) . Please review our Disclaimer, which also governs the Site and informs users of various limitations regarding the information provided on the Site. Your agreement to the Disclaimer is hereby incorporated into these Terms of Use.

Access to the Site, Accounts, and User Security

We reserve all rights in our Site and its material and content, including the rights to remove, replace, update, or otherwise change the Site in our sole discretion and without notice. We are not liable if for any reason all or any part of the Site is unavailable at any time or for any period. We have the right to control user access to the Site, or parts of the Site, whether users are guests or are registered users.

As a condition of use, we may require you to register with the Site, or at least provide us with some details about you and your intended uses. You agree to provide accurate information, and we agree to treat your information consistent with our Privacy Policy. If your use requires or provides a username, password or other security information as part of our Site security procedures, you agree to treat such information as confidential and to not allow others to access the Site using your security information. We reserve the right to disable usernames and passwords, and to limit your access if you violate our terms of use. You agree to notify us immediately of any unauthorized access or any other breach of security. You agree to exit at the end of each user session, to protect us and you.

License to Use, Unlawful or Prohibited Uses

By viewing these terms, you accept them and in return are granted a non-exclusive, non-transferable, revocable license to access and use the Site, including any resources available for download from the Site, strictly in accordance with these Terms of Use. You agree that you will not use the Site or any of its resources for any illegal or unlawful activity, or in any way that could damage, disable, burden, or impair the Site or interfere with any other person’s use.

Intellectual Property Rights

We reserve all ownership and intellectual property rights in the Site and its content, whether as images, text, graphics, logos, documents, and/or software of the Site. All such content is the property of the Company or its suppliers. You agree to honor and respect our rights by limiting your use and any re-use by not copying, modifying, publishing, transmitting, reverse engineering, offering for sale, or creating derivative works, and by leaving intact all copyright and trademark notices and legend for content of the Site. The Site content is not for resale, and you agree to use our content solely for your individual use. Do not make any other use of the content without the express written permission of the Company and the copyright owner. No other licenses or rights, express or implied, are granted to you.

The Company logo, trademarks, name, product and service names, designs, and slogans are trademarks of the Company and/or its affiliates or licensors, and you agree not to use them without prior written permission of the Company or proper owner. All other names, logos, product and service names, designs and slogans on the Site are the trademarks of their respective owners.

Use is For Educational and Informational Purposes Only

As set forth more fully in the Disclaimer, the information contained on this Site and the resources available for download through this Site are for educational and informational purposes only. The information contained on this Site and the resources available for download through this Site are not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice.

Accuracy and Personal Responsibility

As set forth more fully in the Disclaimer, we have done our best to ensure that the information provided on this Site and the resources available for download are accurate and provide valuable information, but we cannot guarantee the accuracy of the information. Neither the Company nor any of its owners or employees shall be held liable or responsible for any errors or omissions on this Site or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

By using this Site, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Site or the resources available for download from this Site. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on this Site.

No Guarantees as To Results

As set forth more fully in the Disclaimer, you agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Site or not. The Company provides educational and informational resources that are intended to help users of this Site succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others - whether clients of the Company or otherwise - applying the principles set out in this Site are no guarantee that you or any other person or entity will be able to obtain similar results.

Email and Other Electronic Communications

By visiting the Site or sending any electronic communication to us, you consent to receive electronic communications from us. Nonetheless, electronic communication will not create a business relationship or any contractual relationship with us. As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential. However, we cannot guarantee the security of, nor can we guarantee that we would not be required to disclose, such communications to authorities, such as in a legal proceeding. Please also read our Privacy Policy for further information.

Use of Communication Services

If our Site contains bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. You agree not to defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

The Company has no obligation to monitor the Communication Services but reserves the right to review materials posted and to remove any materials in our sole discretion. We also reserve the right to terminate your access to any or all of the services at any time without notice for any reason whatsoever. Materials you uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload materials. We recommend that you use caution when giving out any personally identifying information about yourself in any Communication Service.

We do not control or endorse the content, messages or information found in any Communication Service and, therefore, we disclaim any liability with regard to the Communication Services and any actions resulting from your participation. Views expressed on the Site and in any communication do not necessarily reflect those of the Company.

We further reserve the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the Company’s sole discretion.

User Submissions to The Site

We will not claim ownership of the materials you provide to the Site (whether a suggestion, post, review, upload, input, etc.) (“Submissions”). By making any Submission you are granting us and our affiliates permission to use the Submission in connection with the operation of our businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, ad make derivative works of the Submission; and to publish your name in connection with your Submission. We do not have to use your Submission, allow it to be seen, or pay you for it. By submitting, you represent that you own or control all of the rights to your Submission for us to use it.

Links

If our Site contains links to other websites (“Links”), you agree that the other websites are not under our control and that we are not responsible for the contents of any such website. Links are provided only as a convenience, and do not mean we endorse that site or anything it contains, says or does. Similarly, by clicking through any Links, know that the websites they connect you to may gather data from you automatically, and by linking you are consenting to such activity. If you do not agree with this, do not click or otherwise access the Links.

Use of Our Materials – Templates, Forms, Publications, etc.

We may provide various materials, such as templates, forms, publications, checklists, articles, and the like for download and/or sale on this Site. The Company grants you a limited, personal, non-exclusive, non-transferable license to use those materials for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to resell, modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the materials beyond their intended limited use by you.

No Warranties

THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR THROUGH THIS SITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability

YOU AGREE TO ABSOLVE THE COMPANY OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE INFORMATION CONTAINED ON THIS SITE AND/OR THE RESOURCES YOU MAY DOWNLOAD FROM THIS SITE. YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THIS SITE.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE COMPANY AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

THE COMPANY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE COMPANY AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Arbitration

You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to this Site, the Company, any and all contracts you enter into with the Company, and any and all of the Company’s products and services.

To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in Preston, Lancashire, England. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and/or any entity related to you asserts against the Company. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.

International Users

The Site is controlled, operated and administered by us from within the United Kingdom If you access the Service from a location outside the United Kingdom you are responsible for compliance with all local laws. You agree that you will not use the Site or its content in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Site or any contents, materials or services, any Submissions, your violation of any terms of these Terms of Use or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with us in asserting any available defenses.

No Joint Venture or Other Relationship

You agree that no joint venture, partnership, employment, or agency relationship exists between you and the Company as a result of these Terms of Use or your use of the Site.

Entire Agreement

Unless otherwise specified herein, this agreement, along with the Privacy Policy (See Privacy Policy) and Disclaimer (See Disclaimer), constitutes the entire agreement between you and the Company with respect to the Site. This agreement, as amended from time to time, shall replace and supersede all prior or contemporaneous communications and proposals, whether electronic, oral or written, between us and you with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Contact Us

If you have questions or comments regarding the Terms of Use, please contact us at:

Email Address: sam@sldvirtualworld.com

Effective as of 10/01/2021


privacy policy

Samantha Daly (“Company”, “we”, or “us”) respects your privacy and desires to communicate how we protect it through this Privacy Policy.

We are pleased to advise you of our Privacy Policy and our data collection practices. Please read this Privacy Policy carefully before you start to use the Site. By using this Site or by clicking to accept or agree to the Terms of Use, you accept and agree to be bound by this Privacy Policy. If you do not agree to the Privacy Policy, you may not access or use the Site.

Whenever you access the Site, we will learn certain information about you, both automatically and through voluntary actions you may take, during your visit. This policy applies to information we collect on the Site and in email, text, or other electronic messages (“Submissions”) between you and the Site.

Children Under Age 13

The Site is not intended for users who are under 13 years of age. By use of the Site, you represent and warrant that you are over 13 years of age. If you are younger than 13, you may not provide any information to or on this Site, including your name, address, telephone number, email address, or any screen name or username you may use.

If we learn that we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at sam@sldvirtualworld.com.

Information We Collect About You

When you access the Site, the Company will learn certain information about you during your visit.

Information You Provide to Us. The Site provides various places for users to provide information. We collect information when users fill out forms on the Site, communicate with us via contact forms, respond to surveys, query searches, provide comments and feedback, and when ordering a product or service on or through the Site. We use the information you provide to us to deliver the requested product and/or service, to improve our overall performance, and to provide you with offers, promotions, and information.

Information We Collect Through Automatic Data Collection Technology. When you use our site, we may use automatic data collection technologies (such as Google Analytics) to collect information about your computers, software, browsing actions, location, IP address, and other data made available by your connection to the Site. That automatic data will not include personal information or become associated with your personal information unless you also voluntarily provide it (as described in the prior paragraph). We use the automatically gathered data to improve our Site and our service offerings.

Use of Cookies and Pixels

Like other websites, our Site utilizes a standard technology called “cookies” and server logs to collect information about how our Site is used. Information gathered through cookies and server logs may include your IP address, the date and time of visits, the pages viewed, time spent at our site, and the sites visited just before and just after our own, among other data that your computer device conveys anytime you connect to the Internet and any website.

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a website, that website’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a site to access the cookies it has already sent to you, not the cookies sent to you by other sites.

The Company reserves the right to use technological equivalents of cookies, including social media pixels. These pixels allow social media sites to track visitors to outside sites so as to tailor advertising messages users see while visiting that social media site. The Company reserves the right to use these pixels in compliance with the policies of the various social media sites.

Third Party Use of Cookies

Some content or applications, including advertisements, on the Site are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our site. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different sites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.

We do not control these third parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

Email Information

If you correspond with us through email, we may retain the content of your email messages together with your email address and our responses. We provide the same protections for these electronic communications that we employ in the maintenance of information received online, mail, and telephone. This also applies when you register for our site, sign up through any of our forms using your email address or make a purchase on this site. For further information, see the email policies below.

Email Policies

We are committed to keeping your e-mail address confidential. We do not sell, rent, or lease our subscription lists to third parties, and will not disclose your email address to any third parties except as allowed in the section titled Disclosure of Your Information.
We will maintain the information you send via e-mail in accordance with applicable laws.

In compliance with the CAN-SPAM Act and other applicable laws, all e-mails sent from the Company will clearly state who the e-mail is from and provide clear information on how to contact the sender. In addition, all e-mail messages will also contain concise information on how to remove yourself from our mailing list so that you receive no further e-mail communication from us.

Our emails provide users the opportunity to opt-out of receiving communications from us and our partners by reading the unsubscribe instructions located at the bottom of any e-mail they receive from us at any time. Users who no longer wish to receive our newsletter or promotional materials may opt-out of receiving these communications by clicking on the unsubscribe link in the e-mail.

How and Why We Collect Information

The Company collects your information in order to record and support your participation in the activities you select. If you register to download a book or resources, sign up for our newsletter, and/or purchase a product from us, we collect your information. We use this information to track your preferences and to keep you informed about the products and services you have selected to receive and any related products and/or services. As a visitor to this Site, you can engage in most activities without providing any personal information. It is only when you seek to download resources and/or register for services that you are required to provide information.

If you are outside the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by the Company on this Site, we may automatically enroll you to receive our free email newsletter. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an “unsubscribe” link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to sam@sldvirtualworld.com requesting to unsubscribe from future emails.

If you are in the European Union and opt to receive any free resources, participate in any free training programs, register for a webinar, register for a live event, register for a seminar, or purchase any products sold by the Company on this Site, we will only enroll you to receive our free email newsletter if you affirmatively consent to it. If you do not wish to receive this newsletter, you can unsubscribe anytime. We include an “unsubscribe” link at the bottom of every email we send. If you ever have trouble unsubscribing, you can send an email to sam@sldvirtualworld.com requesting to unsubscribe from future emails.

How Do We Use the Information That You Provide to Us?

We use personal information for purposes of presenting our Site and its contents to you, providing you with information, providing you with offers for products and services, providing you with information about your subscriptions and products, carrying out any contract between you and the Company, administering our business activities, providing customer service, and making available other items and services to our customers and prospective customers.

From time-to-time, we may use the information you provide to us to make you offers to purchase products and services provided by third parties in exchange for a commission to be paid to us by such third parties. Should you opt to take part in such promotions, the third parties will receive your information.

We may use software programs to analyze information and create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.
From time-to-time, we may also use the information you provide to us to display advertisements to you that are tailored to your personal characteristics, interests, and activities.

Disclosure of Your Information

As a general rule, we do not sell, rent, lease or otherwise transfer any information collected whether automatically or through your voluntary action. However, we may disclose your personal information to our subsidiaries, affiliates, and service providers for the purpose of providing our services to you.

We may disclose your personal information to a third party, including a lawyer or collection agency, when necessary to enforce our terms of service or any other agreement between you and the Company.

We may provide your information to any successor in interest in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Company’s asserts and/or business.

We may disclose information when legally compelled to do so, in other words, when we, in good faith, believe that the law requires it or for the protection of our legal rights or when compelled by a court or other governmental entity to do so.

How Do We Protect Your Information and Secure Information Transmissions?

We employ commercially reasonable methods to ensure the security of the information you provide to us and the information we collect automatically. This includes using standard security protocols and working with reputable third-party vendors.

Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. If you do, it is at your own risk. Some of the information you may enter on our site may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information and other sensitive information is never transmitted via email.

For site security purposes and to ensure that this service remains available to all users, the Company uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Policy Changes

It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users' personal information, we will notify you by email to the email address specified in your account and/or through a notice on the Site home page. The date the Privacy Policy was last revised is identified at the bottom of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Site and this Privacy Policy to check for any changes.

Visitors’ GDPR Rights

If you are within the European Union, you are entitled to certain information and have certain rights under the General Data Protection Regulation. To comply with GDPR:

We retain the any information you choose to provide to us until the earlier of: (a) you asking us to delete the information, (b) our decision to cease using our existing data providers, or (c) the Company decides that the value in retaining the data is outweighed by the costs of retaining it.

You have the right to request access to your data that the Company stores and the rights to either rectify or erase your personal data.

You have the right to seek restrictions on the processing of your data.

You have the right to object to the processing of your data and the right to the portability of your data.

To the extent that you provided consent to the Company’s processing of your personal data, you have the right to withdraw that consent at any time, without affecting the lawfulness of processing based upon consent that occurred prior to your withdrawal of consent.

You have the right to lodge a complaint with a supervisory authority that has jurisdiction over issues related to the General Data Protection Regulation.

We require only the information that is reasonably required to enter into a contract with you. We will not require you to provide consent for any unnecessary processing as a condition of entering into a contract with us.

Our GDPR Representative

The Company employs the following party as its representative for handling General Data Protection Regulation issues.

Samantha Daly
Maritime Way
Preston
Lancashire

Contact Us

The Company welcomes your questions or comments regarding the Privacy Policy:

Email Address: sam@sldvirtualworld.com


Disclaimer

This website is owned and operated by Samantha Daly (“Company,” “we,” or “us”).

This Disclaimer, along with the Website Terms of Use and Privacy Policy, governs your access to and use of sldvirtualworld.com, including any content, functionality and services offered on or through sldvirtualworld.com (the “Site”), whether as a guest or a registered user.

Please read the entire Disclaimer before accessing the Site. By using the Site or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound by the Disclaimer. If you do not want to agree to the Disclaimer, you must not access or use the Website.

Use is For Educational and Informational Purposes Only

The information contained on this Site or provided through the Site is for educational and informational purposes only. Nothing on the Site is intended as, nor shall it be construed as professional advice in any field, including, but not limited to finance, tax, law, medicine, and health, among other professional fields, and your use of the Site does not establish any physician-patient, attorney-client, or other professional-client relationship, even if the authors are physicians, attorneys, or other professionals. We strongly recommend that you seek the advice of competent professionals based upon the facts and circumstances of your individual situation before relying on and making decisions based on the information in this Site.

Accuracy, Personal Responsibility, No Guarantees

We have tried our best to ensure that the information provided on this Site is accurate. However, we do not guarantee accuracy, and neither the Company nor any of its owners or employees shall be held liable or responsible for any errors or omissions on the Site or for any damage you may suffer as a result of your use of the Site. By accessing the site, you agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Site. You also agree to conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on the Site.

We make no guarantees about any outcomes or results you achieve or experience by relying on and/or taking any action, or choosing not to take action, based on the information provided in this Site. Your own success or failure is a result of your personal efforts, luck, and circumstances beyond our control, and possibly even beyond your own control.

Errors and Omissions

The Site is a public resource that contains general information that is intended, but not promised or guaranteed, to be accurate, current, correct, and complete. While we take reasonable steps to verify the content on the Site, we do not represent that the Site is free of errors or omissions. By accessing the Site, you accept that the information contained on the Site may be in error and/or have omissions., and you assume personal responsibility for verifying any information and/or resources available from the Site prior to using it or taking any action. The Company is not liable or responsible for any errors or omissions on this Site or for any damage you may suffer as a result of failing to seek competent professional advice from someone who is familiar with your situation.

Reviews, Endorsements, and Testimonials

The Site may include reviews of persons, products, services, or other resources, the authors of which reviews may be rewarded, incentivized, or otherwise compensated by us or by third parties. Any such reviews will represent the good-faith opinions of the author of the review but are not the opinions of the Company. Similarly, the Site may include testimonials from users of the Site regarding products and services offered on the Site. The testimonials are actual statements made by clients and/or customers and have been accurately reproduced by us on the Site.

We agree to disclose the existence of any discounts or incentives received in exchange for providing a review, endorsement, or testimonial of a product or service. If you would like more information about any such discounts and incentives, send an email to sam@sldvirtualworld.com that includes the title of the reviewed product or service as the subject line. We will respond via email and disclose any incentives or discounts we received in association with any such review.

Affiliate Links

We may participate in affiliate marketing and include links to third-party content on some of our Site pages, and we may be compensated when users click on one of these affiliate links. We will disclose when one of these links connects to one of our affiliates. We make no representations or warranties regarding the products or services being offered through our affiliate links. As such, it is your responsibility to investigate and determine whether any affiliate offers on our Site will be beneficial to you or your business.

Results Disclaimer

The Site may report on the success of one of the Company’s prior clients, customers, and/or Site users. The client, customer, and/or user provides information regarding his/her success to the Company and while we do our best to ensure it is accurate, we do not guarantee that the information is free from errors or omissions. You acknowledge that the prior success of others does not guarantee the same results for you or others.

As with any business or endeavor, your results may vary and will be based on your individual capacity, business experience, expertise, and level of desire. Be accessing the site, you acknowledge that there are no guarantees concerning the level of success you may experience, and you waive any claims against us relating to your outcomes, results, and/or level of success.

No Warranties

THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS SITE. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR THROUGH THIS SITE. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Limitation of Liability

YOU AGREE TO ABSOLVE THE COMPANY OF ANY AND ALL LIABILITY OR LOSS THAT YOU OR ANY PERSON OR ENTITY ASSOCIATED WITH YOU MAY SUFFER OR INCUR AS A RESULT OF USE OF THE INFORMATION CONTAINED ON THIS SITE AND/OR THE RESOURCES YOU MAY DOWNLOAD FROM THIS SITE. YOU AGREE THAT THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY TYPE OF DAMAGES, INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, EQUITABLE, OR CONSEQUENTIAL LOSS OR DAMAGES FOR USE OF THIS SITE.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. THE COMPANY AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

THE COMPANY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND. THE COMPANY AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF THE COMPANY OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Refunds Policy

Your satisfaction with your Product or Service is important to us. Yet, because of the extensive time, effort, preparation and care that goes into creating and/or providing our Products, Services and Program Materials, we have a no refund policy. Unless otherwise provided by law, you acknowledge that we do not offer refunds for any portion of your payment for any of our Programs, Products, and Services, and no refunds will be provided to you at any time.

By using and/or purchasing any of our Products, Services or Program Materials, you understand and agree that all sales are final and no refunds will be provided.

Contact Us

If you have questions or comments regarding this Website Disclaimer, contact us at:

Email Address: sam@sldvirtualworld.com

Effective as of 10/01/2021